Rates

All rates are subject to change. Contact the Credit Union at

724 746 9460 for our current rates.

Savings Rates

Accounts under $100.00 No Dividends Paid

Accounts over $100.01 to $9999.99 0.30%APR with 0.30% APY

Accounts over $10,000.00 0.50%APR with 0.50% APY

IRA Accounts 1.00%APR with 1.01%APY

APR Annual Percentage Rate APY Annual Percentage Yield

Loan Rates

Personal Unsecured Loans 8.95% APR

(Minimum $500.00 - Maximum $10,000.00, 60 months maximum payback)

Better Choice Loan Program 18.00 %

Pay Day Loans- 90 Day payback

Secured Personal Loans 7.95% APR

Clear vehicle titles only (No recreational or trailer titles allowed)

(Maximum loan limit being 50% of average NADA value, not to exceed $5,000.00

36 months maximum payback)Member pays lien fee.

Vacation (maximum $2000, 12 month payback) 6.00% APR

Valid thru September 15th, 2010

Vehicle Loans

New Models 60 months or less 4.99% APR

72 months 5.50%APR

Used Vehicles 60 months 4.99%APR

Motorcycles, Boats

ATV and Rec.Vehicles New (Up to 60 months) 6.50%APR

(Title and Insurance required) Used(Up to 60 months) 6.50%APR

Refinanced New Vehicles (2000 miles or less) See New Vehicle Rates above

Refinanced Used Vehicles 5 Years or newer 6.50%APR

(Maximum 48 months) 6 Years or older 10.00%APR

Fully Secured Loans (Totally Backed by Shares) 4.00%APR

Home Equity Loans

Minimum $10,000.00 - Maximum 80 Percent of Equity of home not to exceed $100,000.00

1 month - 60 months 4.50%APR

60 months - 120 months 5.50%APR

Over 120 months - 240 months(20 Years) 6.00%APR

$300.00 Non-Refundable Application Fee Applies

VISA Credit Card Rates

8.95%APR

All Rates Subject to Change Without Notice at any time

All loans subject to credit bureau reporting and

Credit Committee approval